Preparing for Storm Season
Take these steps before storm season begins:
Inspect your roof before storm season (typically March-April). Look for damaged shingles, loose flashing, and gutter problems. Repair issues before storms arrive.
Clean gutters and downspouts before storm season. Clogged gutters cause water backup during heavy rain and contribute to ice dams.
Trim overhanging branches that could fall on your roof during high winds. Remove dead branches that could become projectiles.
During a Storm
What to do when a storm hits:
Do not go outside during a hail or wind storm. Hail can cause serious injury. Stay in a basement or interior room away from windows.
Check for leaks during the storm. Place buckets under active leaks and move valuable items away from water damage areas.
After the storm, take photos of any visible damage from the ground. Document gutters, siding, window screens, and roof damage.
After the Storm
Steps to take after a storm:
Check for downed power lines, fallen trees, and structural damage. Do not climb onto a damaged roof.
Call a professional roofer for a storm damage inspection. Damage often is not visible from the ground and requires trained eyes to identify.
Contact your insurance company within 24-48 hours. Most policies have a 1-year window from the storm date to file a claim.
Storm Protection Options
How to protect your roof from future storms:
Class 4 impact-resistant shingles resist hail damage better than standard shingles. They carry the highest hail resistance rating.
Standing seam metal roofing is virtually immune to hail damage. It sheds hail without denting or cracking.
Annual inspections and prompt repairs prevent small damage from becoming costly failures during storms.
Storm Response Timeline
Typical timeline for handling storm damage:
Ensure safety, document damage, contact insurance. Make temporary repairs if water is entering.
Professional inspection and damage assessment. Contractor report and estimate.
Insurance adjuster visit and estimate. Compare with contractor estimate.
Claim approval, contractor selection, and repair or replacement work.
Frequently Asked Questions
When does storm season start in Denver?
Denver storm season typically runs from March through September, with peak activity from May through August. Hail storms are most common in June and July. Prepare your roof before March-April for best protection.
How do I know if my roof is damaged after a storm?
Look for missing shingles, granule loss in gutters, dents in metal components, cracked tiles, and water stains. Hail damage often appears as random dark spots on shingles. A professional inspection identifies damage not visible from the ground.
How long do I have to file a storm damage insurance claim?
Most homeowner policies have a 1-year window from the storm date to file a claim. File within 24-48 hours for best results. Delays can complicate the claims process.
What is the best roofing material for hail resistance?
Standing seam metal roofing is the most hail-resistant option—it sheds hail without damage. Class 4 impact-resistant architectural shingles are the best shingle option for hail resistance.